Stripe Bank Debit Payments

2 min read

Financial Settings

Stripe Bank Debit Payments

With bank debits, you can pull funds directly from your customer’s bank account — for both one-time and recurring purchases. A low-cost alternative to cards, and with EasyCart + Stripe, BECS Direct Debit is a two-toggle setup.

Who Bank Debits Are For

Bank debits shine for large, repeat payments where card fees sting. They’re often used by:

  • Businesses collecting recurring payments from other businesses.
  • Retail and services businesses that want a low-cost alternative to cards for large consumer payments, like rent or tuition.

Bank debits might not be a good fit for your business if:

  • You deliver goods immediately after checkout — payment confirmation takes 3-7 days.
  • Your business is sensitive to disputes — consider other payment methods, because some bank debit methods favor the customer during disputes.

Country, Currency & Customer Rules Apply

These special payment options are heavily dependent on the country your Stripe account is established in, as well as the customer and currencies involved. They only show as options if the shopping cart also meets certain specifications — a good example is Affirm only working on $50 to $30,000 orders.

Enabling BECS Direct Debit

With the latest Stripe API + EasyCart, you can offer BECS easily and effectively. First, the special considerations — be sure you meet these country and currency restrictions and any other special cases for this gateway.

  • Available Countries: Australia
  • Available Currencies: AUD
  • Customer’s Required Location: Australia
1

Enable BECS in EasyCart

In WordPress, go to WP EasyCart › Settings › Payments and enable BECS in the Stripe setup. That’s all that’s required to enable BECS in the EasyCart checkout process.

WP EasyCart — BECS Setting

WP EasyCart Stripe payment settings with the BECS Direct Debit option enabled
2

Enable BECS in Stripe

Next, visit Stripe › Settings › Payment Methods › BECS. Here you can enable the payment system within your Stripe account.

Stripe — Payment Methods Panel

Stripe payment methods settings panel where BECS Direct Debit is enabled
3

Watch It Appear at Checkout

Now when customers go to checkout, they get the choice of Stripe credit card processing — and the BECS option appears whenever the order and parameters meet the requirements.

EasyCart Checkout — BECS Option

EasyCart checkout showing the BECS Direct Debit payment option

Ready for Low-Cost Direct Debits?

Two toggles and BECS is live for your Australian customers. If the option isn’t appearing at checkout, our support team will help you check the requirements.

Updated on July 20, 2026