Settings › Financial
Payments Setup
How your store takes money: the live card gateway, a third-party checkout, wallets and offline billing, each in its own slot. 5 parts.
Quick links
Where to find it:WP Admin › EasyCart › Settings › Financial › Payment
Taking money
Slots and connections
How payment providers are organised, and how each one is connected.
How payment is organised
Four slots, each filled by at most one provider
no stored settingsPayment is not a list of gateways you switch on and off at will. It is a set of slots, and each slot holds one thing at a time.
The live card gateway takes cards entered on your own checkout page. Until one is connected, shoppers cannot pay by card on your site at all, and the screen says so rather than letting you discover it from a lost sale.
The third-party checkout is where shoppers finish paying on the provider’s own site. Choosing a new one replaces whatever was there, and you are asked to confirm rather than having it swapped silently.
Wallets add Apple Pay and Google Pay buttons alongside the card form. Bill later is the offline option: the order is taken now and you invoice separately, with wording you write yourself.
Every slot is a card on the overview showing its state plainly: live and connected, selected but not set up, in test mode, or off.
💡 Note: Until a live card gateway is connected, shoppers cannot pay by card on your site. Third-party checkout and bill later are separate slots and do not fill that gap.
Connecting a gateway
Guided connection, or credentials by hand
no stored settingsMost gateways connect through a guided flow: you agree to the terms once, authorise on the provider’s site, and come back connected. The screen distinguishes a live connection from a sandbox one, so a provider connected only in sandbox is never mistaken for ready.
Manual credential entry is available where you would rather paste keys directly, which is the route for providers without a guided flow and for anyone moving an existing account across.
Each gateway’s own settings open in a drawer, and the drawer warns you before closing with unsaved changes. Saving a gateway’s form also makes it the provider for its slot, which the screen states rather than leaving you to infer.
Where a gateway needs a webhook, the URL to give the provider is shown with a copy button. Without it, the provider cannot tell your store that a payment succeeded, failed or was refunded.
💡 Note: Where a gateway shows a webhook URL, give it to the provider. Without it your store is never told that a payment succeeded, failed or was refunded, and those events are recorded under Settings › Log entries.
Before you sell
Test mode and choice
The check that matters before launch, and what is available to choose from.
Test mode
The single most important thing to check before going live
no stored settingsA gateway in test mode takes no real money. That is exactly what you want while building, and exactly what you must not leave behind.
The overview carries a banner naming every gateway still in test mode, with a control to turn it off, and reports plainly when nothing is in test mode. It also tells you where a gateway has no test mode at all, so you do not go looking for a switch that does not exist.
Place one real order end to end before you announce the store. A gateway that connects successfully and authorises in sandbox can still fail live for reasons the connection check cannot see, such as an account not yet approved for live processing.
⚠️ Careful: Test mode takes no money. Check the overview banner says nothing is in test mode before you open the store, and place one real order to confirm.
Choosing a gateway
What is available, and what needs a licence
no stored settingsA browsable list covers the gateways available, filtered by whether they take cards on your site, act as a third-party checkout, or add a wallet. Custom entries exist for both live and third-party providers where you have something not on the list.
Most gateways beyond the basic set need a PRO or Premium licence, and each is labelled with what it requires rather than failing at the point of connection.
Two practical considerations. A gateway that keeps shoppers on your site generally converts better than one that redirects them away, and the extra buttons a provider offers, PayPal, Venmo, Pay Later, are worth having because shoppers recognise them.
Once a gateway is live, the individual gateway guides cover its own settings in detail.
Reference
The gateway list
Every gateway WP EasyCart ships with, and which plan includes it.
All payment gateways
Every gateway, grouped by how the shopper pays, with the plan that includes it
45 gatewaysEvery payment option WP EasyCart ships with, and the plan that includes it. 4 of the 45 come with the free plugin; the rest are unlocked by a PRO or Premium licence. A linked name opens that gateway’s own guide.
| Gateway | Included in | Notes |
|---|---|---|
| Cards on your checkout pageLive card gateways. The shopper never leaves your site. | ||
| Stripe | Free | Cards, Link and local payment methods. Apple Pay and Google Pay need PRO. |
| Square | Free | Cards on your site; products and inventory stay in step with your Square account. |
| Authorize.net | PRO & Premium | |
| Bambora | PRO & Premium | |
| Braintree S2S | PRO & Premium | |
| Cardpointe | PRO & Premium | |
| Chronopay | PRO & Premium | |
| Converge (Virtual Merchant) | PRO & Premium | |
| Eway | PRO & Premium | |
| First Data Payeezy (e4) | PRO & Premium | |
| GoeMerchant | PRO & Premium | |
| Intuit Payments | PRO & Premium | |
| MIGS | PRO & Premium | |
| Moneris Canada | PRO & Premium | |
| Moneris USA | PRO & Premium | |
| Network Merchants (NMI) | PRO & Premium | |
| Opayo by Elavon (formerly Sagepay) | PRO & Premium | |
| Paya (previously Sagepay US) | PRO & Premium | |
| Payline | PRO & Premium | |
| Payment Express PxPost | PRO & Premium | |
| PayPal PayFlow Pro | PRO & Premium | |
| PayPal Payments Pro | PRO & Premium | |
| PayPoint | PRO & Premium | |
| PayTrace | PRO & Premium | Cards are entered in PayTrace’s own secure fields. Refunds and voids run from the order screen. |
| Realex | PRO & Premium | |
| SecurePay | PRO & Premium | |
| Stripe (API keys, v1) | PRO & Premium | The older key-based Stripe connection, kept for stores set up on it. New stores use Stripe. |
| WorldPay | PRO & Premium | |
| Custom live gateway | PRO & Premium | Your own integration through the EasyCart gateway hooks. |
| Pay on the provider’s siteThird-party checkouts. The shopper is sent to pay, then brought back. | ||
| PayPal | Free | PayPal, Venmo and Pay Later buttons. No SSL certificate needed. |
| 2Checkout | PRO & Premium | |
| CashFree | PRO & Premium | |
| Dwolla | PRO & Premium | |
| Nets Nexaxept | PRO & Premium | |
| PayFast | PRO & Premium | |
| Payfort | PRO & Premium | |
| Payment Express PxPay 2.0 | PRO & Premium | |
| Realex (hosted) | PRO & Premium | |
| Redsys | PRO & Premium | |
| SagePay Pay Now South Africa | PRO & Premium | |
| Skrill | PRO & Premium | |
| Custom third-party gateway | PRO & Premium | Your own hosted checkout through the EasyCart gateway hooks. |
| WalletsStored-account buttons shown beside the card form. | ||
| Apple Pay and Google Pay | PRO & Premium | Through Stripe. Turned on in the Stripe settings. |
| Amazon Pay | PRO & Premium | The shopper pays with the address and card stored in their Amazon account. |
| Bill laterThe order is placed now and you collect payment yourself. | ||
| Bill later | Free | Bank transfer, cheque, pay on pickup: you write the instructions the shopper sees. |
Every gateway is chosen from Settings › Payment, where the picker also shows what each one needs. Subscriptions and recurring billing need Stripe or PayPal.
Keep going
Related panels
Tax, added to the amount a gateway charges.
Flex-Fees, including card processing surcharges.
The checkout flow and preselected payment method.
Payments, refunds and their gateway responses.
Gateway and webhook entries for troubleshooting.
Recurring billing, which needs Stripe or PayPal.
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