*Financial Settings* # Stripe Buy Now & Pay Later Gateways Stripe offers a huge array of payment methods beyond simple credit card processing. Buy Now & Pay Later payments such as Affirm, Afterpay & Klarna have become increasingly popular finance options that let customers break larger purchases into payments. Increase your customer conversions by offering available on-site payment plans through these popular processors. ## Before You Enable a Pay-Later Gateway Pay-later buttons are smart — they only appear when the order actually qualifies. > Special Note > > These special payment options are heavily dependent on the country your Stripe account is established in, as well as the customer and currencies involved. They will only show as options if the shopping cart also meets certain specifications — a good example is Affirm only working on $50–$30,000 dollar orders. The **Payment methods** tab lists the methods shoppers in your store’s country use most first, such as Affirm, Klarna and Afterpay for a US store, or Klarna and Clearpay in the UK. ## Helpful Quick Links Jump straight to the Stripe topic you need — on this page or in the companion gateway guides. - **Stripe Setup:** [Connecting Stripe in Free Edition](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#freeedition) · [Pro & Premium One-Click Connect](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#proedition) · [Adding Your Webhook](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#webhook) · [Enabling 3D Secure & SCA](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#SCA) · [Testing Payments](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#testing) - **Wallet & Quick Payments:** [Setup Guide](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/) · [Apple Pay/Google Pay/Microsoft Pay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#applepay) · [AliPay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#alipay) · [GrabPay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#grabpay) · [WeChat Pay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#wechat) · [Link Payments](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#linkpayments) - **Buy Now & Pay Later (this page):** [Affirm](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/#affirm) · [Afterpay / Clearpay](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/#afterpay) · [Klarna](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/#klarna) - **Bank Redirects:** [Setup Guide](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/) · [Bancontact](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#bancontact) · [BLIK](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#blik) · [EPS](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#eps) · [iDeal](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#ideal) · [Przelewy24](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#przelewy24) - **Real-Time Payments:** [Setup Guide](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/) · [Pix](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/#pix) · [PayNow](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/#paynow) · [PromptPay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/#promptpay) - **Bank Debits:** [Setup Guide](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-bank-debit-payments/) · [BECS Direct Debit in Australia](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-bank-debit-payments/#becs) ## Enabling Affirm With the latest Stripe API + EasyCart, you can offer Affirm easily and effectively — giving your customers the ability to make payments on larger purchases over $50 and under $30,000. **Special considerations:** be sure you meet the criteria below before enabling this gateway. - **Available Countries:** United States - **Available Currencies:** USD - **Country & Currency Restrictions:** Your Stripe account and EasyCart must all be established and set up for United States and USD currency. - **Seller Restrictions:** Affirm will only operate for customers within the US. Affirm will only show for orders of $50 to $30,000 in total. 1. **Enable Affirm in EasyCart**: Go to **WP EasyCart › Settings › Payments**, press **Settings** on Stripe’s card, open the **Payment methods** tab, turn on Affirm and press **Save**. The tab lists only the methods your Stripe currency and business country support. With PRO, the ones shoppers in your country use most also have their own switch in **What shoppers can pay with** on the same page, which saves as you flip it. This is all that is required to enable Affirm in the EasyCart checkout process. WP EasyCart — Buy Now & Pay Later Settings ![WP EasyCart Stripe settings with Affirm buy now pay later toggle](https://docs.wpeasycart.com/wp-content/uploads/2026/10/stripe-buy-now-pay-later-payments-settings-605.jpg) 2. **Enable Affirm on Stripe**: Next, enable Affirm over in your Stripe account. Visit **Stripe › Settings › Payment Methods › Affirm** — here you can enable the payment system within your Stripe account. Stripe — Enable Payment Methods ![Stripe payment methods panel where Affirm can be enabled](https://docs.wpeasycart.com/wp-content/uploads/2023/01/stripe-enable-methods-1.jpg) Now when customers go to checkout, they are given the choice to use Stripe for credit card processing — or they’ll also see the Affirm option if the order and parameters meet the requirements. WP EasyCart — Affirm at Checkout ![EasyCart checkout showing Affirm option alongside credit card processing](https://docs.wpeasycart.com/wp-content/uploads/2023/01/affirm.jpg) ## Enabling Afterpay ( Clearpay ) With the latest Stripe API + EasyCart, you can offer Afterpay easily and effectively. UK stores see it named Clearpay: the switch takes that name when the **Business country** in Stripe’s settings is the United Kingdom. **Special considerations:** be sure you meet the country and currency criteria below before enabling this gateway. - **Available Countries:** Australia, Canada, France, New Zealand, Spain, United Kingdom, and the United States - **Available Currencies:** AUD, CAD, EUR, NZD, GBP, or USD, the currency of your business country - **Country & Currency Restrictions:** It is important that your Stripe account country and currency are one of the above, and that your **WP EasyCart › Settings › Store › Store details** also have one of these currencies as well. Your Stripe setup is critical here to insure that Afterpay operates. - **Seller Restrictions:** Afterpay will only operate for customers from the same country as the seller country! 1. **Enable Afterpay in EasyCart**: Go to **WP EasyCart › Settings › Payments**, press **Settings** on Stripe’s card, open the **Payment methods** tab, turn on Afterpay and press **Save**. The tab lists only the methods your Stripe currency and business country support. With PRO, the ones shoppers in your country use most also have their own switch in **What shoppers can pay with** on the same page, which saves as you flip it. This is all that is required to enable Afterpay in the EasyCart checkout process. WP EasyCart — Buy Now & Pay Later Settings ![WP EasyCart Stripe settings with the Affirm, Afterpay and Klarna switches](https://docs.wpeasycart.com/wp-content/uploads/2026/10/stripe-buy-now-pay-later-payments-settings-605.jpg) 2. **Enable Afterpay on Stripe**: Next, enable Afterpay over in your Stripe account. Visit **Stripe › Settings › Payment Methods › Afterpay** — here you can enable the payment system within your Stripe account. Stripe — Enable Payment Methods ![Stripe payment methods panel where Afterpay can be enabled](https://docs.wpeasycart.com/wp-content/uploads/2023/01/stripe-enable-methods-1.jpg) Now when customers go to checkout, they are given the choice to use Stripe for credit card processing — or they’ll also see the Afterpay option if the order and parameters meet the requirements. WP EasyCart — Afterpay at Checkout ![EasyCart checkout showing Afterpay option alongside credit card processing](https://docs.wpeasycart.com/wp-content/uploads/2023/01/afterpay.jpg) ## Enabling Klarna With the latest Stripe API + EasyCart, you can offer Klarna easily and effectively. **Special considerations:** be sure you meet the country and currency criteria below before enabling this gateway. - **Available Countries:** Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Slovakia, Slovenia, Spain, Sweden, United Kingdom, and the United States - **Available Currencies:** EUR, USD, GBP, DKK, SEK, or NOK - **Country & Currency Restrictions:** It is important that your Stripe account country and currency are one of the above, and that your **WP EasyCart › Settings › Store › Store details** also have one of these currencies as well. Your Stripe setup is critical here to insure that Klarna operates. 1. **Enable Klarna in EasyCart**: Go to **WP EasyCart › Settings › Payments**, press **Settings** on Stripe’s card, open the **Payment methods** tab, turn on Klarna and press **Save**. The tab lists only the methods your Stripe currency and business country support. With PRO, the ones shoppers in your country use most also have their own switch in **What shoppers can pay with** on the same page, which saves as you flip it. This is all that is required to enable Klarna in the EasyCart checkout process. WP EasyCart — Buy Now & Pay Later Settings ![WP EasyCart Stripe settings with Klarna buy now pay later toggle](https://docs.wpeasycart.com/wp-content/uploads/2026/10/stripe-buy-now-pay-later-payments-settings-605.jpg) 2. **Enable Klarna on Stripe**: Next, enable Klarna over in your Stripe account. Visit **Stripe › Settings › Payment Methods › Klarna** — here you can enable the payment system within your Stripe account. Stripe — Enable Payment Methods ![Stripe payment methods panel where Klarna can be enabled](https://docs.wpeasycart.com/wp-content/uploads/2023/01/stripe-enable-methods-1.jpg) Now when customers go to checkout, they are given the choice to use Stripe for credit card processing — or they’ll also see the Klarna option if the order and parameters meet the requirements. WP EasyCart — Klarna at Checkout ![EasyCart checkout showing Klarna option alongside credit card processing](https://docs.wpeasycart.com/wp-content/uploads/2023/01/klarna.jpg) ## Try the PRO features free for 14 days Anything marked PRO comes with WP EasyCart PRO or Premium. Take the whole thing for a run on your own store before you decide. [See PRO pricing](https://www.wpeasycart.com/wordpress-shopping-cart-pricing/) · [Download free trial](https://www.wpeasycart.com/wp-easycart-professional-14-no-risk-trial/) --- Source: https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/ ( updated 2026-11-06 )