*Financial Settings*

# Stripe Bank Debit Payments

With bank debits, you can pull funds directly from your customer’s bank account — for both one-time and recurring purchases. A low-cost alternative to cards, and with EasyCart + Stripe, BECS Direct Debit is a two-toggle setup.

## Who Bank Debits Are For

Bank debits shine for large, repeat payments where card fees sting. They’re often used by:

- **Businesses** collecting recurring payments from other businesses.
- **Retail and services businesses** that want a low-cost alternative to cards for large consumer payments, like rent or tuition.

Bank debits might **not** be a good fit for your business if:

- **You deliver goods immediately after checkout** — payment confirmation takes 3-7 days.
- **Your business is sensitive to disputes** — consider other payment methods, because some bank debit methods favor the customer during disputes.

> Country, Currency & Customer Rules Apply
>
> These special payment options are heavily dependent on the country your Stripe account is established in, as well as the customer and currencies involved. They only show as options if the shopping cart also meets certain specifications — a good example is Affirm only working on $50 to $30,000 orders. The **Payment methods** tab lists the methods shoppers in your store’s country use most first, such as BECS Direct Debit for a store in Australia or Bacs Direct Debit in the UK.

## Helpful Quick Links

Everything Stripe in one place — from first connection to every special gateway EasyCart supports.

- **Get Connected:** [Connecting Stripe in Free Edition](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#freeedition) or [Connecting Stripe in Pro & Premium Edition](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#proedition) — including [One-Click Connect](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#proedition), [Adding Your Webhook](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#webhook), [Enabling 3D Secure & SCA](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#SCA), and [Testing Payments](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-payment-settings/#testing)
- **Wallets & Quick Payments:** [Enabling Stripe Wallet & Quick Payments](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/) — [Apple Pay/Google Pay/Microsoft Pay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#applepay), [AliPay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#alipay), [GrabPay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#grabpay), [WeChat Pay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#wechat), [Link Payments](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-wallet-and-quick-payment-setup/#linkpayments)
- **Buy Now, Pay Later:** [Enabling Buy Now, Pay Later Gateways](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/) — [Affirm](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/#affirm), [Afterpay / Clearpay](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/#afterpay), [Klarna](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-buy-now-pay-later-payments/#klarna)
- **Bank Redirects:** [Enabling Bank Redirects](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/) — [Bancontact](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#bancontact), [BLIK](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#blik), [EPS](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#eps), [iDeal](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#ideal), [Przelewy24](https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-redirect-payments/#przelewy24)
- **Real-Time Payments:** [Enabling Real-Time Payments](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/) — [Pix](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/#pix), [PayNow](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/#paynow), [PromptPay](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-real-time-payments/#promptpay)
- **Bank Debits (this page):** [Enabling Bank Debits](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-bank-debit-payments/) — [BECS Direct Debit in Australia](https://docs.wpeasycart.com/docs/non-knowledgebase/stripe-bank-debit-payments/#becs)

## Enabling BECS Direct Debit

With the latest Stripe API + EasyCart, you can offer BECS easily and effectively. First, the special considerations — be sure you meet these country and currency restrictions and any other special cases for this gateway.

- **Available Countries:** Australia
- **Available Currencies:** AUD
- **Customer’s Required Location:** Australia

1. **Enable BECS in EasyCart**: In WordPress, go to **WP EasyCart › Settings › Payments**, press **Settings** on Stripe’s card, open the **Payment methods** tab, turn on BECS and press **Save**. The tab lists only the methods your Stripe currency and business country support. With PRO, the ones shoppers in your country use most also have their own switch in **What shoppers can pay with** on the same page, which saves as you flip it. That’s all that’s required to enable BECS in the EasyCart checkout process.

WP EasyCart — Stripe’s Payment Methods Tab ( a US store; BECS shows for an Australian account )

![Stripe settings in WP EasyCart on the Payment methods tab, listing the methods for the account currency and business country](https://docs.wpeasycart.com/wp-content/uploads/2026/11/stripe-payment-settings-methods-607.jpg)

2. **Enable BECS in Stripe**: Next, visit **Stripe › Settings › Payment Methods › BECS**. Here you can enable the payment system within your Stripe account.

Stripe — Payment Methods Panel

![Stripe payment methods settings panel where BECS Direct Debit is enabled](https://docs.wpeasycart.com/wp-content/uploads/2023/01/stripe-enable-methods-1.jpg)

3. **Watch It Appear at Checkout**: Now when customers go to checkout, they get the choice of Stripe credit card processing — and the **BECS** option appears whenever the order and parameters meet the requirements.

EasyCart Checkout — BECS Option

![EasyCart checkout showing the BECS Direct Debit payment option](https://docs.wpeasycart.com/wp-content/uploads/2023/02/becs.jpg)

## Try the PRO features free for 14 days

Anything marked PRO comes with WP EasyCart PRO or Premium. Take the whole thing for a run on your own store before you decide.

[See PRO pricing](https://www.wpeasycart.com/wordpress-shopping-cart-pricing/) · [Download free trial](https://www.wpeasycart.com/wp-easycart-professional-14-no-risk-trial/)

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Source: https://docs.wpeasycart.com/docs/administrative-console-guide/stripe-bank-debit-payments/ ( updated 2026-11-06 )
